:root{--yellow:#F7C948;--navy:#0B1F3A;--navy2:#12365F;--white:#fff;--ink:#172033;--muted:#5D6A7A;--line:#DDE4EC;--bg:#F7F9FC;--shadow:0 14px 40px rgba(11,31,58,.10);--radius:18px;--max:1180px}*{box-sizing:border-box}html{scroll-behavior:smooth}body{margin:0;font-family:Inter,ui-sans-serif,system-ui,-apple-system,BlinkMacSystemFont,"Segoe UI",sans-serif;color:var(--ink);background:#fff;line-height:1.65}a{color:var(--navy2);text-decoration-thickness:1.5px;text-underline-offset:3px}a:hover{color:#07162A}.skip{position:absolute;left:-9999px}.skip:focus{left:12px;top:12px;background:#fff;padding:10px;z-index:99}.container{width:min(var(--max),calc(100% - 36px));margin:auto}header{position:sticky;top:0;z-index:50;background:rgba(255,255,255,.96);backdrop-filter:blur(10px);border-bottom:1px solid var(--line)}.nav{min-height:76px;display:flex;align-items:center;justify-content:space-between;gap:24px}.logo{display:flex;align-items:center;gap:10px;text-decoration:none;color:var(--navy);font-weight:850;line-height:1.05}.logo svg{width:42px;height:42px}.logo span{max-width:210px}nav{display:flex;gap:20px;align-items:center}nav a{text-decoration:none;color:var(--ink);font-weight:650;font-size:.95rem}.nav-cta,.btn{display:inline-flex;align-items:center;justify-content:center;gap:8px;border-radius:12px;padding:12px 18px;font-weight:800;text-decoration:none;border:2px solid transparent}.nav-cta,.btn-primary{background:var(--yellow);color:#172033}.btn-primary:hover{background:#ffd76a;color:#172033}.btn-dark{background:var(--navy);color:#fff}.btn-outline{border-color:var(--navy);color:var(--navy);background:#fff}.menu{display:none;border:1px solid var(--line);background:#fff;border-radius:10px;padding:9px;font-size:1.2rem}.hero{background:linear-gradient(135deg,#F7FAFD 0%,#fff 58%,#FFF9E6 100%);padding:74px 0 64px}.hero-grid{display:grid;grid-template-columns:1.15fr .85fr;gap:52px;align-items:center}.eyebrow{display:inline-flex;gap:8px;align-items:center;font-size:.82rem;font-weight:850;text-transform:uppercase;letter-spacing:.09em;color:var(--navy2);margin-bottom:14px}h1{font-size:clamp(2.35rem,5vw,4.2rem);line-height:1.05;letter-spacing:-.045em;margin:0 0 20px;color:var(--navy)}h2{font-size:clamp(1.7rem,3vw,2.45rem);line-height:1.15;letter-spacing:-.025em;color:var(--navy);margin:0 0 14px}h3{font-size:1.2rem;line-height:1.25;color:var(--navy);margin:0 0 8px}.lead{font-size:1.12rem;color:#455267;max-width:720px}.actions{display:flex;flex-wrap:wrap;gap:12px;margin:25px 0}.call-line{font-weight:800;color:var(--navy)}.call-line a{font-size:1.15rem}.hero-art{min-height:360px;background:var(--navy);border-radius:28px;box-shadow:var(--shadow);display:grid;place-items:center;overflow:hidden;position:relative}.hero-art:before{content:"";position:absolute;width:280px;height:280px;background:var(--yellow);border-radius:50%;top:-90px;right:-70px}.hero-art svg{width:88%;position:relative}.trust-strip{padding:20px 0;border-bottom:1px solid var(--line);background:#fff}.trust{display:grid;grid-template-columns:repeat(4,1fr);gap:18px}.trust div{font-weight:750;color:var(--navy);font-size:.95rem}section{padding:72px 0}.section-head{max-width:760px;margin-bottom:30px}.muted{color:var(--muted)}.grid{display:grid;grid-template-columns:repeat(3,1fr);gap:20px}.grid-2{display:grid;grid-template-columns:repeat(2,1fr);gap:24px}.card{border:1px solid var(--line);border-radius:var(--radius);padding:24px;background:#fff;box-shadow:0 6px 22px rgba(11,31,58,.045)}.icon{width:44px;height:44px;border-radius:12px;background:#FFF4C7;display:grid;place-items:center;color:var(--navy);font-weight:900;margin-bottom:15px}.band{background:var(--navy);color:#fff}.band h2,.band h3{color:#fff}.band p,.band li{color:#E6EDF6}.band a{color:#fff}.page-hero{padding:58px 0 44px;background:#F7F9FC;border-bottom:1px solid var(--line)}.breadcrumbs{padding:18px 0 0;font-size:.9rem;color:var(--muted)}.breadcrumbs a{color:var(--muted)}.service-links{display:flex;flex-wrap:wrap;gap:9px}.service-links a{padding:8px 11px;border:1px solid var(--line);border-radius:999px;text-decoration:none;background:#fff;font-weight:700;font-size:.9rem}.list{padding-left:20px}.faq{border-top:1px solid var(--line);padding:18px 0}.faq:last-child{border-bottom:1px solid var(--line)}.faq summary{cursor:pointer;font-weight:800;color:var(--navy)}.step{display:grid;grid-template-columns:54px 1fr;gap:16px}.step-num{width:46px;height:46px;border-radius:50%;background:var(--yellow);display:grid;place-items:center;font-weight:900;color:var(--navy)}.cta{border-radius:24px;padding:36px;background:linear-gradient(135deg,var(--navy),#153F6C);color:#fff}.cta h2{color:#fff}.cta p{color:#E6EDF6}footer{background:#07162A;color:#C8D3E1;padding:46px 0 84px}footer a{color:#fff}footer h3{color:#fff}.footer-grid{display:grid;grid-template-columns:1.5fr 1fr 1fr;gap:30px}.small{font-size:.88rem}.legal{border-top:1px solid rgba(255,255,255,.15);margin-top:30px;padding-top:20px}.mobile-call{display:none}.notice{padding:15px 18px;border-left:4px solid var(--yellow);background:#FFF9E6;border-radius:8px;color:#3D4652}:focus-visible{outline:3px solid #2B6CB0;outline-offset:3px}@media(max-width:850px){nav{display:none}.menu{display:block}.nav.open nav{display:flex;position:absolute;top:76px;left:0;right:0;background:#fff;padding:18px;flex-direction:column;align-items:stretch;border-bottom:1px solid var(--line)}.hero-grid{grid-template-columns:1fr}.hero-art{min-height:260px}.grid{grid-template-columns:1fr 1fr}.trust{grid-template-columns:1fr 1fr}.footer-grid{grid-template-columns:1fr 1fr}}@media(max-width:560px){.container{width:min(var(--max),calc(100% - 28px))}.hero{padding:52px 0}.grid,.grid-2,.trust,.footer-grid{grid-template-columns:1fr}section{padding:54px 0}.actions{flex-direction:column}.actions .btn{width:100%}.mobile-call{display:flex;position:fixed;bottom:0;left:0;right:0;z-index:60;background:var(--yellow);color:#172033;padding:13px 18px;justify-content:center;font-weight:900;text-decoration:none;box-shadow:0 -8px 25px rgba(0,0,0,.12)}footer{padding-bottom:82px}}